Fully Renovated Colonial in Desirable Ryal Side of Beverly! $10,000 buyer closing cost credit available until 1/31 (terms apply). FHA eligible with 3.5% down and preferred lender rates of 6.375% (30-year fixed) or 5.375% (5-year ARM). This 3-bedroom, 3-bath home perfectly blends classic charm with modern luxury. Located on a quiet, tree-lined street, it features a new vinyl exterior, high ceilings, picture windows, and open-concept living with gleaming hardwood floors. The gourmet kitchen showcases quartz countertops, stainless steel appliances, and custom cabinetry, perfect for entertaining. Updated systems, including a tankless Navien hot water system, provide efficiency and peace of mind. The home offers two spacious primary suites with en-suite baths, a flexible home office or fourth bedroom, and a four-car garage. Outside, enjoy a private backyard oasis with convenient access to beaches, commuter rail, and downtown Beverly. Come see this gem!